Senior Banker and Digital Payments Leader | Stealth Startup | UAE

Bobby Kakar is a senior banker and digital payments leader with deep expertise in retail banking, digital transformation, and fintech. He has held leadership roles at HSBC, ADIB, HDFC Bank, and ABN AMRO, overseeing key portfolios across liabilities, assets, and branch banking. Throughout his career, Bobby has led product innovation, forged strategic partnerships, and driven business growth—launching pioneering digital solutions and scaling banking operations across diverse markets. His work includes building new propositions in payroll, stored value, and blockchain-based payments.

In recent years, Bobby has been at the forefront of the fintech and payments space, advising digital banks, AI-powered fintechs, and Open Banking platforms. He remains an active practitioner, spearheading initiatives in product development, regulatory licensing, and digital strategy across the financial services ecosystem.